Main TOM BIHN website
 
emailus@tombihn.com

COMMUNITY FORUMS

Welcome! We're glad you are here. This is the place to ask for bag advice, help other people out, post reviews, and share photos and videos.

x

First, select your desired search engine:

  • Google Search
  • DuckDuckGo
  • Original Forum Search Engine

User Tag List

Results 1 to 12 of 12
  1. #1
    Forum Member
    Join Date
    Apr 2015
    Share
    UK
    Posts
    191
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    CAUTIONARY TALE RE OVERSEAS PAYMENT FEES

    Just a word of warning for those outside the USA. Order cancellation is costly! It has nothing to do with TB but all to do with Barclaycard and probably other Credit Card companies.

    UK buyers pay a significant transaction fee to Barclaycard for payments to overseas such as TB but they also pay a similar transaction fee for refunds. Ouch!

    Sadly I had to cancel a Pre-Order (my fault not TB's) - so not only a disappointment in that respect but also a hefty loss of nearly 20. Ouch again!

    So, although order changes / cancellations cannot always be avoided do be aware of the other costs incurred.

    Of course it won't deter me from future purchases (so hard to resist!), but I will have to take great care. Smilie

  2. #2
    Forum Member bchaplin's Avatar
    Join Date
    Sep 2010
    Posts
    2,030
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)
    Wow! In the U.S. we have the option of credit cards that have no fee for foreign transactions. Chase offers a few of these, for instance. Is that something you can get in a UK-based card?
    ----
    All tyranny needs to gain a foothold is for people of good conscience to remain silent.
    Edmund Burke

  3. #3
    Forum Member
    Join Date
    Sep 2017
    Share
    France
    Posts
    19
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Hi Kab,
    I learned that the hard way when I made my first order !
    Now I use my Revolut card whenever I make purchases outside of Europe, because it has zero transaction fees.
    A30 Steel 1050 Ballistic/Iberian 200 Halcyon A45 Black 1050 Ballistic/Island 200 Halcyon DLBP Black 400 Halcyon/Northwest Sky 200 Halcyon DLBC Navy Cordura ? SK Deep Blue 525 Ballistic/Northwest Sky 200 Halcyon

  4. #4
    Forum Member b1gsky's Avatar
    Join Date
    Jul 2015
    Share
    Germany
    Posts
    527
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Mine has transaction fees too, but it’s very little money so it’s negligible in my eyes. But it’s definitely something you should be aware of, also while travelling.

  5. #5
    Forum Member
    Join Date
    Apr 2015
    Share
    UK
    Posts
    191
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Thanks for the info.
    All the cards I have charge for foreign transactions but I will investigate further.

  6. #6
    Forum Member
    Join Date
    Sep 2017
    Share
    France
    Posts
    19
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by b1gsky View Post
    Mine has transaction fees too, but it’s very little money so it’s negligible in my eyes.
    How much are the fees in Germany ?
    Here in France cards issued by brick-and-mortar banks have foreign transaction fees ranging between 1.95% and 3.1%
    On a 500$ order that's 9.75$ to 15.5$
    A30 Steel 1050 Ballistic/Iberian 200 Halcyon A45 Black 1050 Ballistic/Island 200 Halcyon DLBP Black 400 Halcyon/Northwest Sky 200 Halcyon DLBC Navy Cordura ? SK Deep Blue 525 Ballistic/Northwest Sky 200 Halcyon

  7. #7
    Forum Member
    Join Date
    Feb 2017
    Share
    SF Bay Area
    Posts
    242
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    These are basically barriers to free trade. Exchange rate cost recovery is one thing. But some of these fees are egregious.

  8. #8
    Forum Member b1gsky's Avatar
    Join Date
    Jul 2015
    Share
    Germany
    Posts
    527
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by theedge View Post
    How much are the fees in Germany ?
    Here in France cards issued by brick-and-mortar banks have foreign transaction fees ranging between 1.95% and 3.1%
    On a 500$ order that's 9.75$ to 15.5$
    It depends on the bank. I know that a few offer cards which don’t have any fees, but I prefer to stick with my old bank and pay the fees the few times it’s necessary. Mine has a fee of 1,5% and I rarely buy anything that’s worth more than 150$. The most expensive order I ever had was for my RB36 which was 225$ with shipping.

  9. #9
    Forum Member BigBadD's Avatar
    Join Date
    Mar 2018
    Share
    France
    Posts
    158
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by theedge View Post
    How much are the fees in Germany ?
    Here in France cards issued by brick-and-mortar banks have foreign transaction fees ranging between 1.95% and 3.1%
    On a 500$ order that's 9.75$ to 15.5$
    Perhaps I am fortunate, I have foreign transaction fees reimbursed on my French bank Mastercard. Provided that I remember to select payment in foreign currency when some websites (not Tom Bihn) try to impose their own even worse conversion rate and payment in Euros.

  10. #10
    Forum Member
    Join Date
    Oct 2018
    Posts
    13
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    If you live in the UK there are a few start ups which offer no foreign currency transaction fees and very good exchange rates. Revolut as mentioned and also Monzo I have used and can recommend both.


    Sent from my iPhone using Tapatalk

  11. #11
    Forum Member
    Join Date
    Aug 2015
    Share
    Perth, Australia
    Posts
    247
    Mentioned
    2 Post(s)
    Tagged
    0 Thread(s)
    Ouch! That should not be possible. Here in Aus credit cards charge international transaction fees but when a refund is processed the transaction fee is also refunded.


    Sent from my iPhone using Tapatalk

  12. #12
    Forum Member
    Join Date
    Aug 2018
    Posts
    15
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    +1 for Revolut in Europe. I now use it for all my overseas purchases.
    Last edited by lawrenceporter; 02-12-2020 at 07:47 AM. Reason: Edited to fix typo
    Aeronaut 45 (black/island), Tristar (steel/solar), Western Flyer (steel/solar), Synapse 19 (deep blue/iberian)

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •